If you’ve spent any time researching start up business loans, you probably already know, they are nearly impossible to find and if you find one, the amount, term (if you can get a start up business term loan) and interest rate will probably disappoint you. That’s where our start up term business loanscome in. In order to clear the hurdles with lenders for start up businesses, our loans are based on your personal credit and total income. To be clear, our loans are personal loans for your business, so we will need to see that you have a business entity, preferably a corporation or LLC. (Proprietorships are possible but require more time and paperwork.) Once you are approved and receive your loan, you can put that money into your business and Voila, you’re off and running.